Lease-to-Own Financing with Snap Finance
Looking for an affordable way to pay for your next turbocharger or performance part? Apply for Snap Finance lease-to-own – an easy payment option for customers who may not qualify for traditional financing. Make affordable payments over time while no credit is needed to be eligible.*
*Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with submitted applications.
How It Works
Get Approved
Approval for up to $5,000 in seconds. Snap purchases and leases the merchandise to you.
Qualification Requirements
To qualify, you must have:
Frequently Asked Questions
How much do I have to pay today?
A processing fee (typically $39) is due at lease signing, then your payment plan begins.
What is my spending limit?
You can be approved for up to $5,000.
How is lease-to-own different than a loan?
Snap purchases the merchandise and leases it to you. You make payments until you own it. There's no interest, but there is a cost of lease in addition to the price, which varies by customer and state.
Is there an interest rate?
No. There is a cost of lease included in your payments. Total cost will be disclosed before you sign.
Can I still apply without a job?
Yes, with steady income from Social Security, retirement, or pension totaling at least $1,000/month.
Can I pay off early?
Yes! Early buyout options like the 100-Day Option can reduce your total cost. Details in your lease agreement.
How long is the lease?
Default term is 12-18 months. Early ownership options available to reduce term and save money.
How do payments work?
Automatic withdrawals from your checking account, scheduled to match your paydays.
How fast is approval?
Most applicants get a decision within seconds.
Can I use unused approval later?
Yes, unused approval remains available for future purchases, subject to expiration date.
Important Information:
The advertised service is a lease-to-own agreement provided by Snap Finance. Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with submitted applications.
The default payment plan is the Maximum-Term Plan (12-18 months) and is your highest cost option. Early ownership options, including the 100-Day Option, require all regular payments on time with the required amount paid within the applicable timeframe.
Read and understand all terms in your lease agreement before signing, including lease costs, payment amounts, schedule, and any fees for late or missed payments.