Financing built for all credit types1

Big purchase or unplanned expense? Snap Finance can help. Snap offers lease-to-own financing that empowers credit-challenged shoppers1 with the buying power to get what they need, now. Snap was founded on the principle that you should thrive with financing that's accessible, affordable, and completely transparent.

The application is easy, and you'll find out in seconds if you've been approved. You can apply online, or we can help you in-store. Snap offers flexible payment options that fit your pay schedule, so it's convenient too.

With approvals up to $50002, get what you need today and make payments over time with Snap.

Apply now

How it works

The application is easy, and Snap's flexible payment options are built to fit your pay schedule.

  1. Apply

    Apply online, or we can help you in-store. The application is easy and only takes a few minutes.

  2. Find out in seconds

    You'll find out in seconds if you've been approved, with approvals up to $50002.

  3. Pay over time

    Get what you need today and make payments over time with flexible options that fit your pay schedule.

Frequently asked questions

The questions we hear most about Snap Finance lease-to-own.

Is lease-to-own the same as a loan?

No. Lease-to-own is a lease agreement, not a loan. You make payments over time, and the full terms, payment schedule, and total cost are disclosed in your lease agreement before you sign.

Do I need good credit to apply?

Snap's lease-to-own financing is designed to empower credit-challenged shoppers. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the lease-to-own application. Not all applicants are approved.

How much can I be approved for?

Approvals go up to $5,000. Not all applicants will be approved for $5000; your approval amount is determined by Snap during the application.

What do I need to apply?

You'll need to be of legal age to enter into a contract, have a steady monthly income of $750, have an active checking account, and provide a valid email address and smartphone number.

How fast will I get a decision?

The application is easy, and you'll find out in seconds if you've been approved.

How do payments work?

Snap offers flexible payment options that fit your pay schedule. Your payment amounts and schedule are disclosed in your lease agreement.

Can I pay it off early?

Your lease agreement discloses any early purchase options available to you, along with your payment schedule and total cost of ownership. Review it carefully before signing.

Can I apply in-store?

Yes. You can apply online, or we can help you in-store at Boost Lab, Inc., 37833 Pineapple Ave, Unit A, Dade City, FL 33523.

Get what you need, now

Apply in seconds with approvals up to $50002

While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the lease-to-own application.

Apply now